Loan Services | Ocean Trading Company — Mumbai
Ocean Trading Company · Loan Services

Every Loan.
One Trusted
Partner.

From home loans to gold loans — we compare 20+ banks and NBFCs to get you the best rate with the fastest approval. Personal, professional and everything in between.

Personal Business Home LAP Gold Education
Loan Services
24hrFast Approvals
20+Bank Partners
8K+Loans Disbursed
₹500Cr+Total Disbursed
4.8Client Rating
8K+Loans Sanctioned
20+Lender Partners
24hrAvg. Approval
4.8Client Rating
0Hidden Charges
All Loan Products

Find the Right Loan for You

Click on any loan to see full details — eligibility, documents, rates and more.

Most Popular

Personal Loan

Instant funds for any personal need — medical, travel, wedding, home renovation or emergencies. No collateral required.

Up to ₹40 Lakh 24hr Approval
For Businesses

Business Loan

Fuel your business growth — working capital, expansion, equipment or inventory. Collateral-free options available.

Up to ₹2 Crore 48hr Approval
Best Rates

Home Loan

Own your dream home with competitive rates. New purchase, resale, under-construction or home renovation — all covered.

Up to ₹5 Crore Up to 30 yrs
High Value

Loan Against Property

Unlock the hidden value of your residential or commercial property. High loan amounts at the lowest interest rates.

Up to ₹10 Crore Up to 20 yrs
Pre-Owned

Used Car Loan

Finance your dream pre-owned car with easy EMIs and quick loan processing. Cars up to 10 years old considered.

Up to ₹50 Lakh 48hr Approval
New Vehicle

New Car Loan

Drive home your brand-new car today with up to 100% on-road financing. Fast approval, minimal paperwork.

Up to ₹1 Crore Up to 7 yrs
Two Wheeler

Two Wheeler Loan

Get on the road faster — bikes, scooters and electric two-wheelers financed quickly at low interest rates.

Up to ₹5 Lakh Same Day
Agriculture

Tractor Loan

Empowering farmers with affordable tractor and agri-equipment financing. Government subsidy schemes also assisted.

Up to ₹25 Lakh Up to 9 yrs
Study Loan

Education Loan

Fund your higher education in India or abroad. Covers tuition, hostel, books and more. Repayment starts after course.

Up to ₹75 Lakh Moratorium Period
Instant Cash

Gold Loan

Pledge your gold jewellery and get instant cash in hand. Minimum documents, no income proof required.

Up to ₹1 Crore 1hr Disbursal
Small Ticket

Micro Loan

Small-ticket loans for micro-entrepreneurs, self-employed individuals and small businesses. Quick disbursement.

₹10K – ₹5 Lakh 24hr Disbursal
Government

Govt. Yojna Loans

Access PM Mudra Yojana, PM SVANidhi, PM Kisan, PMEGP and other government-backed schemes with full assistance.

As per scheme Subsidised Rates
Revolving

Overdraft (OD)

Flexible overdraft facility against property, FD or insurance. Pay interest only on the amount used — ideal for businesses.

Up to ₹5 Crore Revolving Credit
B2B Credit

Cash Credit (CC)

Working capital cash credit facility for businesses. Draw funds as needed, repay flexibly — perfect for seasonal businesses.

Up to ₹10 Crore Annual Renewal
Why Ocean Trading

Why Apply Through Us?

We don't just process loans — we fight for the best deal for you.

24hr Approvals

Most loans approved within 24–48 hours for eligible profiles.

Lowest Rates

We compare 20+ lenders to get you the most competitive interest rate.

Dedicated Advisor

One advisor handles your loan from application to disbursal.

Zero Hidden Fees

Every charge explained upfront — no surprises after you apply.

Eligibility

Who Can Apply?

Most salaried individuals, self-employed professionals and business owners qualify. Our advisors help even low-CIBIL applicants find the right lender.

Check Your Eligibility Free
Salaried Employees

Min. ₹15,000/month income. 6+ months in current job.

Self Employed

Business income with ITR. 2+ years in business.

Business Owners

Proprietorship, Pvt Ltd, Partnership — all eligible.

Low CIBIL Profiles

We work with lenders for 650+ CIBIL score applicants too.

How It Works

Loan in 4 Simple Steps

From enquiry to money in your account — we keep it simple.

Submit Enquiry

Fill our quick form — takes under 2 minutes.

Advisor Calls Back

We call within 1 hour to assess your profile.

Submit Documents

Upload digitally or visit our Chembur office.

Loan Disbursed

Money in your account — often same day.

Apply Today

Ready to Get Your Loan Approved?

Free consultation, best rates, 24hr approval — talk to our loan experts today.

Office

WTP Marg, Chembur, Mumbai – 400071